and Services

We offer a wide range of products and services to meet your needs.

Our Specialty: Mutual Funds

Mutual funds are based on a simple principle: pooling your money with that of many other investors in order to offer you access to global markets and a large selection of investments, as well as the flexibility to invest whatever you want, whenever you want.

For your retirement

RRSP, LIRA and Other Plans

Registered Retirement Savings Plan (RRSP)

Primary retirement savings plan tool, the RRSP lets you accumulate money for retirement. If you have employment income, you can contribute at the latest on December 31 of the year of your 71st birthday.

Learn more about the RRSP

Locked-In Retirement Account (LIRA)

If you change jobs, you can transfer the amounts you have accumulated in your employer's retirement plan into a LIRA.

The amounts invested in a LIRA are locked-in, which means that they cannot be withdrawn before retirement. They can only be used for retirement income.

Employer Plan

When you retire, in addition to your RRSPs, you will also be able to rely on your employer's supplemental pension plan, if you have one.

The two main types of supplemental pension plans are defined contribution and defined benefit plans.

RRIF, LIF and Annuities

When you reach retirement age, several income options are available to you:

  • Registered Retirement Income Fund (RRIF).
  • Life Income Fund (LIF).
  • Annuity.

With the RRIF and the LIF, you can periodically withdraw a portion of your retirement savings. The annuity offers fixed guaranteed payments for life.

Learn more about the RRIF, the LIF and the annuities


In the event of a temporary cash shortage, an RRSP loan allows you to continue to contribute to your RRSP.

Using your tax refund, you can increase your RRSP contributions while keeping the same monthly payments to pay off your loan.


  • You receive a higher tax refund.
  • You benefit from your unused contributions.
  • Your reach your savings objectives more quickly.

For your projects

Tax-Free Savings Account (TFSA)

The TFSA stands out because of its flexibility: your savings grow tax-free and you can withdraw the amounts whenever you like without paying taxes. This can be the ideal complement to the registered retirement savings plan (RRSP).

All Canadian residents age 18 years and over can open a TFSA.

Learn more about the TFSA

Non-Registered Savings

Non-registered savings plans play the same role as personal savings accounts. You can accumulate savings to carry out your plans (education, trips, a house, etc.) or increase your retirement income.

If you want to accumulate short-term amounts (safety cushion, vacation, etc.) or if you have reached an RRSP contribution limit, non-registered savings is a solution to consider.


  • Your protection against financial market fluctuations could reach and even exceed 100% of the invested capital.
  • We ensure the continuity of your contributions in the event of disability (certain conditions apply).
  • With the majority of investment instruments, you have access to your capital and taxes are not withheld. However, your investment income is taxable.

Registered Education Savings Plan (RESP)


  • The RESP is specially designed to accumulate amounts for a child’s post-secondary studies.
  • The money accumulated in an RESP is meant to cover tuition fees and all study-related financial expenses, including housing, school supplies, food and transportation fees.
  • The investment income from an RESP accumulates in a tax shelter as long as it’s not withdrawn from the plan.

How to accumulate more?

The federal government has created the Canada Education Savings Grant to encourage parents to invest in their children’s post-secondary education. This grant corresponds to 20% of the annual contributions paid into an RESP, up to $500 per year, per beneficiary. The maximum grant paid per beneficiary cannot exceed $7,200 for life.

For your insurance

PPI Management Inc.

Through its subsidiary, PPI Management Inc., a subsidiary of iA Financial Group and an affiliate of Investia, you will have access to a wide range of insurance products, including life insurance, critical illness insurance and disability insurance.

Discover our insurance products