Terms of use

Terms of use

Please read these terms and conditions of use carefully before using or obtaining any materials, information, or services through this site. Investia Financial Services Inc. ("Investia Financial Services Inc. ") provides access to and use of this site ("Website") subject to your acceptance of these terms and conditions ("Terms"). By accessing, using, or obtaining any data, materials, information, products, services, or other content (collectively, "Content") through this Website you acknowledge that you have read and understand these Terms and agree to abide by them. If you do not accept all of these Terms, do not access or use this Website and cease your current access.

Content

The purpose of this Investia Financial Services Inc. Website is to provide you with information on the company, as well as its products and services, and to provide the company’s clients with certain information regarding their holdings. All products and services mentioned on this Website are subject to the terms and conditions of the contracts and policies applicable thereto and may be modified without notice.

Investia Financial Services Inc. is registered as a mutual fund dealer in all provinces in Canada. Investia Financial Services Inc. is also registered to offer certain other type of financial products (e.g. Exempt Market Products, Guaranteed Investment Certificates or Segragated Funds), subject to certain conditions. This Website is not intended as a solicitation for mutual fund securities or insurance or any financial instrument of any issuer in any jurisdiction where Investia Financial Services Inc. or its subsidiaries are not licensed.

The products and services offered by Investia Financial Services Inc. may not be available in certain Canadian provinces. Moreover, nothing on the Website should be construed as an offer to buy or sell the products and services of Investia Financial Services Inc. or to promote such products and services in any jurisdiction where Investia Financial Services Inc. or its subsidiaries are not licensed.

The information contained on this Website is available on the understanding that Investia Financial Services Inc. is not providing financial, legal, tax or accounting advice. Many factors unknown to Investia Financial Services Inc. may affect the applicability of any statement or comment that made on this Website to your particular circumstances. As such, the information contained on this Website should not be used or relied upon as a substitute for consultation with professional financial, legal, tax or accounting advisors.

Certain products and services may not be available through all offices. Products and services may only be sold through companies and individuals licensed to sell the product in jurisdictions in which the product is qualified for sale. This Website does not constitute an offer or solicitation to buy or sell any product or service to anyone in the United Sates of America, its territories or possessions or in any jurisdiction in which an offer or solicitation is not authorized or cannot legally be made or to any person to whom it is unlawful to make an offer or solicitation. For information specific to your jurisdiction, please contact your nearest Investia Financial Services Inc. office.

Reliability of Information

Investia Financial Services Inc. makes an effort to provide information that is as reliable as possible on its Website. However, Investia Financial Services Inc. cannot guarantee the accuracy, timeliness, completeness or authenticity of any site content, site functionality, or the transmission of any site content from the site to you. The data contained on the Investia Financial Services Inc. Website are presented for information purposes only, and the company reserves the right to modify such data at any time without notice.

In the event of a discrepancy between the information published on this Website and the information contained in a contract, the information in the contract shall prevail.

Copyright and Trademarks

The information available on the present Website is protected by the copyright laws in effect in Canada. Copying, reproducing, publishing or distributing any of the information found in this Website, in whole or in part, is strictly forbidden. Visitors to this Website can only copy, print or download the information contained on this Website for non-commercial personal use.

The prior written authorization of Investia Financial Services Inc. is required for any other use, failing which, appropriate legal action will be taken.

Investia Financial Services Inc. owns or is an authorized user of the trademarks used in connection with the products and services that it provides, whether they be in the form of names, graphs, logos, icons, designs, words, titles or phrases. These trademarks are protected by Canadian trademark laws. Your use of and access to the Website does not grant you any license or right to use any of the trademarks.

Use of the Website

You may not use the Website for any false or fraudulent purpose. You are also forbidden from using this Website to post or transmit any unlawful, threatening, libelous, defamatory, obscene, indecent, inflammatory, pornographic or profane material, or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law. You may not use any device, software, or routine that interferes or attempts to interfere with the normal operation of the Website or take any action that imposes an unreasonable load on Investia Financial Services Inc. computer system. Finally, you may not use the Website for any purpose that is unlawful or otherwise prohibited by these Terms.

Limitation of Liability

Investia Financial Services Inc., its directors, officers, employees and representatives cannot be held responsible, in any way whatsoever, for losses or damages that may arise directly or indirectly from the use of this Website, including special or consecutive damages and third-party damages.

More specifically, but without limiting the generality of the foregoing, Investia Financial Services Inc., its directors, officers, employees and representatives are not responsible for damages that may arise from acts or deeds performed on the strength of the information contained on this Website.

Furthermore, Investia Financial Services Inc., its directors, officers, employees and representatives are not responsible for damages that may arise from the reproduction or use of the information contained on this Website.

Confidentiality

Investia Financial Services Inc. is committed to respecting the confidentiality of your personal information. However, considering current technology, Investia Financial Services Inc. cannot fully guarantee the confidentiality of information transmitted via the Internet.

Accordingly, Investia Financial Services Inc., its directors, officers, employees and representatives and its suppliers shall not be held responsible for any losses or damages that may arise directly or indirectly from a breach of confidentiality of information transmitted via the Internet.

Links to External Sites

The Website may contain links to third-party websites that are not owned or controlled by Investia Financial Services Inc.

Investia Financial Services Inc. does not endorse or approve the content of any third-party website that may be accessed through its Website. Investia Financial Services Inc. has no control over, and assume no responsibility for, the content, privacy policies or practices of any third-party website that you may access by browsing on its Website.

By using its Website, you expressly relieve Investia Financial Services Inc. from any and all liability arising from your use of any third-party website. Investia Financial Services Inc. encourage you to be aware when you leave the Website and to read the terms and conditions and privacy policy of any website that do not own and that you visit.

Use of Cookies

Investia Financial Services Inc. uses cookies and similar technologies to support the operation of its Website. Cookies are small amounts of data that a Website sends to a web browser on a visitor’s computer. The cookies help Investia Financial Services Inc. collect information about visitors on its Website, including the date and time of visits, pages viewed, amount of time spent on its Website or general information about the device used to access the Website. This type of information is usually non-personal information because it does not potentially identify a specific individual. The cookies are also used for security purposes and to personalize your experience, such as customizing your screen layout.

You can refuse or delete cookies. Most browsers and mobile devices offer their own settings to manage cookies. If you refuse a cookie on Investia Financial Services Inc.’s Website, or if you delete cookies, you may experience some inconvenience in your use of the Website.

Third-Party Monitoring and Surveillance Tools

Investia Financial Services Inc. employs monitoring and surveillance tools managed by third parties in order to improve the performance and functionality of its Website. These tools gather only non-personal information pertaining to your use of the Website. However, please note that these tools are designed and maintained by third parties that are not under Investia Financial Services Inc.’s control. For this reason, Investia Financial Services Inc. shall not be held responsible for neither the type of information collected by these third parties nor for the manner in which they use and protect it. Please find below the third-party monitoring and surveillance tools that Investia Financial Services Inc. uses:

Adobe Analytics:

Adobe Analytics is a web data analysis tool provided by Adobe Systems Inc. The only data that Adobe Analytics collects are cookies and information relevant to site use. You are invited to consult their privacy policy at http://www.adobe.com/privacy.html.

Google Analytics:

Google Analytics is a web analytics and reporting tool provided by Google Inc. (“Google”). Google uses the collected data to monitor and analyze the use of the Website, to prepare activity reports and to share them with other Google services. Google can use the data gathered to define the context and personalize advertising from its own advertising network. You are invited to consult their privacy policy at http://www.google.com/intl/en/policies/privacy/. You may deactivate this tool by clicking on the following link: http://tools.google.com/dlpage/gaoptout?hl=en.

Google AdWords Conversion Tracking:

Google AdWords conversion tracking is an analytics tool provided by Google Inc. that connects data from the Google AdWords Display network to the activities performed on the Website. The only data that Google AdWords collects are cookies and website usage. You are invited to consult their privacy policy at http://www.google.com/intl/en/policies/privacy/.

Tools that Allow Content to Be Displayed from External Platforms

In order to improve the performance and functionality of the Website, Investia Financial Services Inc. uses tools that allow content to be displayed from external platforms. With these tools, not only can hosted content be viewed on external platforms directly from the Website pages, it can also interact with them. If such a tool is installed, site traffic data can be collected for the pages for which the tool is installed, even if visitors don’t use it. Please find below a list of the tools that Investia Financial Services Inc. uses so that content may be displayed from external platforms:

Google Maps API:

Google Maps is an online mapping service provided by Google Inc. that allows the Website to incorporate this type of content on its pages and in its applications. The only data that Google Maps API collects are cookies and website usage. You are invited to consult their privacy policy at http://www.google.it/intl/en/policies/privacy/.

Behavioural Remarketing and Targeting Tools

Investia Financial Services Inc. use tools that allow its Website to learn, optimize and use advertising based on how visitors use our site. We do so by examining usage data with cookie usage. The information is then transmitted to our partners who manage behavioural remarketing and targeting. Please find below the behavioural remarketing and targeting tools that we use:

AdWords Remarketing:

AdWords Remarketing is a behavioural remarketing and targeting tool provided by Google Inc. that links the Website activity with the Adwords Display network and Doubleclick cookies. You are invited to consult their privacy policy at http://www.google.com/intl/en/policies/privacy/.
You may deactivate this tool by clicking on the following link:
http://www.google.com/settings/ads/onweb/optout?hl=en.

Remarketing with Google Analytics for Display Advertising:

Remarketing with Google Analytics for Display advertising is a behavioural remarketing and targeting service provided by Google Inc. that links Google Analytics tracking and its cookies to the Adwords Display advertising network as well as to Doubleclick cookies. You are invited to consult their privacy policy http://www.google.com/intl/en/policies/privacy/.
You may deactivate this tool by clicking on the following link:
http://google.com/settings/ads/onweb/optout?hl=en.

Automatic Reception of Data

Your web browser or mobile device automatically sends Investia Financial Services Inc. information, which includes the name of the website from which you accessed our site (if applicable) and the name of the website you visited after leaving our website. Furthermore, Investia Financial Services Inc. also receives the IP address of your computer or the proxy server you use to access the Internet, your Internet supplier, your web browser, the type of mobile device you use as well as your operating system. All this information is used to analyze user trends so that Investia Financial Services Inc. may improve the Website.

Geolocation Tools

Geolocation tools collect, use and share user location data in order to provide services based on user location. Most browsers and devices provide default deactivation tools for this functionality. If explicit permission has been granted, the user’s location data will be tracked by the Website.

Email Address and Message Sending Management

Email address and message sending management allows for the maintenance of an electronic database of email addresses used to communicate with users via email. These services are used to collect data relative to the date and time that the message was read by the user as well as when the user interacts with the message, such as by clicking on a link found in the email message.

Jangomail:

JangoMail is an email address and message sending management service provided by JangoMail. The only personal data collected by the JangoMail application are email addresses. We invite you to consult their privacy policy at https://www.jangomail.com/privacy-policy/.

Site Access: Interruptions, Delays, Failures and Errors

The Website is provided and accessible according to its availability. Investia Financial Services Inc. does not guarantee that the Website and its services can be used in a continuous or uninterrupted manner, that there will not be any delays, failures or errors.

Virus and Other Contaminating Properties

Investia Financial Services Inc. does not provide any guarantee against the transmission of viruses or other destructive or contaminating properties from this Website to your computer system.

Applicable Law

The laws of the Province of Québec and the federal laws of Canada applicable therein shall govern as to the interpretation, validity and effect of this Agreement and any use of the site. You hereby consent and submit to the non-exclusive jurisdiction of the courts of the Province of Québec in any action or proceeding instituted under or related to this Agreement or your use of the Website.

Investia Financial Services Inc.’s failure to assert any right or any provision under these Terms shall not constitute a waiver of such right. If any provision of these Terms is deemed invalid or inapplicable by law, the remaining provisions contained in these Terms will remain in full force and effect. These Website Terms constitute the entire agreement between you and Investia Financial Services Inc. concerning the access and use of Investia Financial Services Inc.’s Website and replaces any prior agreements between Investia Financial Services Inc. and you relating to this Website content.

Amendment of Terms and Conditions of Use

Investia Financial Services Inc. reserves the right to amend the Terms of this Website at any time and at its sole discretion. By using and accessing the Website after such modifications have taken effect, you agree and accept to be bound by such modifications or revisions. If you do not agree to these new terms, you must immediately cease use of this Website.

For any communication or question about using this Website, please contact:

Investia Financial Services Inc.
6700 Pierre-Bertrand Boulevard, Suite 300
Quebec City, QC G2J 0B4
Toll-free: 1-888-684-5548
Email: investia@investia.ca