Non-registered savings plans

Non-registered savings plans play the same role as personal savings accounts. You can accumulate savings to carry out your plans (education, trips, a house, etc.) or increase your retirement income.

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What is a non-registered savings plans?

A non-registered savings plan is for you if you have reached your RRSP and TFSA contribution limits and would like to continue to save for a project or for your retirement. You will enjoy a higher rate of return than with your bank account and have the opportunity to put money into investment funds. An advisor can explain all of the investment opportunities at your disposal.

Characteristics and advantages of a non-registered savings plan

  • You grow your investments to fund your projects.
  • You may contribute through pre-authorized payments.
  • You may withdraw funds whenever you want.