RRSP loan

In the event of a temporary cash shortage, an RRSP loan allows you to continue to contribute to your RRSP.

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What is an RRSP loan?

Using your tax refund, you can increase your RRSP contributions while keeping the same monthly payments to pay off your loan.

The advantages of taking out an RRSP loan

  • You receive a higher tax refund.
  • You benefit from your unused contributions.
  • Your reach your savings objectives more quickly.