Jean-François Racette


Mutual fund representative 1 Financial security representative 2,3

Lafond et associés

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RRIF, LIF and Annuities

Several income options are available to you at retirement age.

About me

I am Jean-François Racette, Advisor. It would be an honour for me to advise you and lead you towards financial independence. I have been working in the banking, financial and mortgage sectors since 1996. I work for Lafond Services financiers, a firm specialized in integrated financial planning which offers services to businesses and business owners. Whether you are looking to manage your wealth, plan your future projects, reach financial independence or ensure the sustainability of your finances, I am the perfect person to help you, your family or your business reach your goals. I believe I can be a key contact person in your professional network. I only work with renowned insurance, investment and financial institutions and I compare their service offerings to offer you the best. In the end, however, it will be YOUR DECISION! Please do not hesitate to contact me for more information.

A complete service offer to answer your needs

Savings and retirement

Mutual funds are based on a simple principle : pooling your money with that of many other investors in order to offer you access to global markets and a large selection of investments, as well as the flexibility to invest whatever you want, whenever you want.


Because your needs change over time, I am committed to being there with you to propose the best coverage options based on your needs and your priorities.

  • Life Insurance (universal, whole, term)
  • Travel Insurance
  • Group Life Insurance
  • Health and Dental Insurance
  • Guaranteed Issue Life Insurance
  • Living Benefits (critical illness, disability, long-term care)
  • Annuities
  • Segregated Funds

Why work with a representative?

A representative helps you make the best choices based on your reality and your needs. A representative also helps you find your way in the sometimes complicated world of investments and insurance. By using the services of a representative, you will:

  • Earn more money and learn where and when to invest
  • Receive a personalized financial plan that will help you achieve your objectives
  • Avoid flavours of the month and investment mistakes related to influences from the media and the people around you
  • Be able to weigh the pros and cons in terms of investments based on your investor profile and risk tolerance
  • Save time and enough money to carry out your projects
Learn more about the value of a representative


Direct Access to your Investments and our Advice

Stay up-to-date on the progress of your investments, access to detailed information on your investments and contact your representative easily and quickly.

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Economic news with Sébastien Mc Mahon and his team

Clément has been Senior Vice-President, Investments and Chief Economist at iA Financial Group. In addition to being the Group’s spokesperson on economic matters, he is also the chair of the asset allocation committee and responsible for managing the company's diversified funds. He serves as the company’s spokesperson on economic matters.

1 With Investia Financial Services Inc. 2 Lafond Services financiers 3 Jean-François Racette courtier inc.